Marmalade Student Car Insurance is a temporary risk policy that just covers you, as the policyholder, when you are behind the wheel
Dual Insurance occurs when the same items are insured against a certain risk under more than one insurance policy.
Cover is only provided under the Marmalade Student Car Insurance Scheme for drivers who hold a full UK licence and are not named in the main insurance policy covering the vehicle.
This means it does not cover the same risk as the main policy.