Gap In Cover is a term that is commonly used to describe a period of time when you don't use your No Claims Bonus on a car insurance policy.
There are a number of reasons why there may be a Gap In Cover such as:
- If you sell your old car and aren't buying another one straight away
- If you've taken your car off the road and declare it SORN (Statutory Off Road Notification)
- does not require a car anymore i.e. job closer to home
- stops driving for ill health
- has been travelling around the world
Insurers will often accept gaps in use of no claims bonus for up to 2 years, as long as their criteria are met.
We can accept a Gap In Cover regardless of the reason providing it is within 2 years.
We cannot accept No Claims Bonus that is over 2 years old with any insurer.